BCA Bank Central Asia Online Internet Banking

BCA is an Indonesia based financial services company. The bank offers various individual and business product services such as insurance, credit card, checking account and saving account. BCA is also known as Bank Central Asia in Indonesia. The current BCA headquarter is located at Jakarta, the capital city of Indonesia. BCA is one of the largest banks in Indonesia. It currently has more than 875 domestic branch offices in Indonesia and more than 6300 ATM locations.

History

BCA was first established in 1957 as Bank Central Asia NV. During the crisis of 1998, Indonesian government took over the bank due to its cash flow. Panic rush forced the bank to seek assistance from Indonesian government. The government formed IBRA (Indonesian Banking Restructuring Agency) and took over BCA in 1998. BCA also has become public company in 2000 when it sold some of its shares through IPO. In 2002, most of the BCA asset (51% shares) was divested by IBRA though a strategic private placement tender. The majority bank bolder is Farindo Investment ltd. Farindo investment is owned by Hartono family, one of Indonesian Billionaire. Investor can invest in this bank through Jakarta Stock Exchange with stock ticker BBCA (PT Bank Central Asia Tbk).

The bank offers individual and business products and services. The BCA’s individual products and services consist of savings accounts (regular saving & Certificate of Deposit - CD), electronic banking, credit cards, consumer credit products, banc assurance (insurance), investment products, remittance, collection and safe deposit facilities. The consumer credit products include home loans, refinancing, apartment and car loan and business loan. The bank also offers insurance, treasury and international banking services.

The Bank's business products and services consist of BCA trade, saving accounts, working capital loans, investment loans and bank guarantees for small and medium-sized enterprises, as well as for corporate customers. In addition, it provides export import facilities, such as letters of credit, discounting, documentary collections, and negotiation letter. The Bank's subsidiaries include PT BCA Finance and BCA Finance Limited. There are two overseas branch offices located in Hong Kong and Singapore.

BCA is well known with its internet banking. BCA provides online banking services to all customers. Whether you are out of country as well as in Indonesia, customer can access their account online 24/7 from any location with online capability. It also provides mobile banking for cell phone user. This certainly can provide an easy access for many customers that want this mobile feature through m-BCA. The online banking can be accessed through www.klikbca.com.

By using BCA online banking, customers can access various banking / financial activities such as:

• Manage and track financial transactions
• View and print account statements (up to 12 months)
• Transfer funds between accounts as well as other bank accounts
• Update and change personal contact information such as address and email info
• Access account at any time and any location
• Monitor accounts for any suspicious financial activity
• Manage credit cards account and debit card account
• Pay bills online or through mobile banking (m-BCA)
• Contact bank customer service or representative (Halo BCA)
• Check various currency rates
• Provide demo on online banking

Minimum requirement to access online banking (click BCA or KlikBCA) are as follows:

1. Laptop or desktop computer with online capability
2. Support 128 bit ssl security encryption protection
3. You have “Key BCA” to do any e-financial transaction
4. Support and has internet explorer ver. 6.0 or above

With BCA online account, you can pay bills online such as: credit card balance, phone & cell phone services, Internet account, home insurance account, personal loans, government taxes, electricity bills, education bill and more.

Another interesting feature with BCA online banking is customer can buy prepaid cell phone credit through their online account. Customer can also buy stock online as well as any trading activities.

Wire transfer information

SWIFT Code: CENAIDJA

BCA is definitely a leader in internet banking and financial services. It provides various banking services such as saving account, CD account, credit card account, car loan and mobile banking capabilities. As the customer service leader, it also provide 24/7 service through its Halo BCA service. I would recommend anyone in Indonesia to open BCA account.